FAQ

Harrisburg Car Credit, your car credit specialists, offering both new cars and used cars for anyone with bad credit, slow credit or no credit, located in the greater Harrisburg Pennsylvania metropolitan area. Harrisburg Car Credit will help you get the new or used car, truck or SUV you want in Mechanicsburg PA, Harrisburg PA, Carlisle PA and York PA.  Use the Harrisburg Car Credit easy to use Pre-Qualification application for instant credit approval.

We have listed our most frequently asked questions (FAQ) below. If you have question is not listed, please email your question by using the Contact Us feature on our website.


Q : Are there any fees with Harrisburg Car Credit.com?
A : There are no fees for this service!


Q : What are the interest rates for my car loan?
A : Your interest rate is influenced by several factors; the year and model of the vehicle, the amount of your down payment, your credit history, and the term of your car loan. Your credit specialist will explain to you the details.


Q : How long does the process take?
A : Most customers are contacted to discuss their loan application within 60 minutes.


Q : My credit rating is not great. I have had some challenges. Can Harrisburg Car Credit.com help me too?
A : Yes. Harrisburg Car Credit.com and our partners will help you work through your challenges. We are experts at arranging the car loan that you want and that fits your budget.


Q : I have great credit and want the lowest interest rate.
A : No challenge! If you have excellent credit, you may qualify for the lowest rate in the marketplace. Simply apply today and we will contact you with the lowest interest rate available and the maximum loan and payment amounts you conditionally qualify for.


Q : Do you offer refinancing?
A : Not at this time. We offer loans on new purchases only via our affiliate partners.


Q : I need a second car with a low monthly payment. Can I find a late model car that will have a low monthly payment?
A : Yes.the Harrisburg Car Credit.com network has great dependable cars with finance programs that can keep your monthly auto payments low!


Q : Is the information that I submit on Harrisburg Car Credit.com secure?
A : Absolutely! Our web site has a 128 bit secure certificate, so when you hit the submit button, the information that is being transmitted is encrypted.