If you need a new set of wheels even after you just filed for Divorce or even Bankruptcy. Steve Beck and our expert finance team at Freysinger Auto Group of Metro Mechanicsburg help you get back on the road again with these tips on purchasing a quality preowned vehicle with less than perfect credit.

Start by Listing your needs and Identify the right SUV, VAN, Truck, or Car for you, not just the car you really "want" the one you need!  First priority is you will need to Re-establish your credit and get you to and from work every day.  While it can be tempting to try to buy a new car, the priority is getting reliable transportation you can comfortably afford. We can help you consider a reliable used car. After all, why buy something that depreciates 10-25 percent when you drive it off the lot this will just put you in another bad spot. We have the best inventory back of the book to get you in the best position possible after filing for Chapter 7 bankruptcy.

Be informed about what is the best vehicle for you Also, Pennslyvania area residents should consult a reliable auto rating publication, such as Consumer Reports, and look for vehicles in the $15,000 to $35,000 price range that are only 2-4 years old. You'll be driving your car a lot, and you need something that can handle the miles you will add to it without lots of maintenance. We have lots of vehicles that fit these qualifications that most banks require to reduce the risk of loaning on a vehicle that will just break in one year or less. 

Make positive strides by paying your loan on time every month. You want to log at least 18 months to 36 months of paying your vehicle loan on time and then you may want to consider refinancing or thinking about upgrading.  You should establish this as a goal to move forward. Also if you have credit cards dont attempt to make a major purchase that will require financing. Your credit score may have improved slightly because of the positive payment history and you could qualify for a lower rate on a SUV, car, or truck.  for more information and immediate assistance, fill out the form and Steve Beck will get back to you you as soon as possible. Or pick up the phone and give me a call at (717)443-9139

Steve Beck Auto Loan Specialist Mechanicsburg PA


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Harrisburg Car Credit

6251 Carlisle Pike
Mechanicsburg, PA 17050
Phone (717)443-9139
Text (855)662-8422
Fax (717)795-7814

Store Hours

Monday:9:00 AM - 8:00 PM
Tuesday:9:00 AM - 8:00 PM
Wednesday:9:00 AM - 8:00 PM
Thursday:9:00 AM - 8:00 PM
Friday:9:00 AM - 8:00 PM
Saturday:9:00 AM - 5:00 PM
Text Steve Beck
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